Bitcoin, Ethereum, XRP Are Stuck—So Where Is Crypto Money Actually Going?

Bitcoin (CRYPTO: BTC), Ethereum (CRYPTO: ETH), and XRP (CRYPTO: XRP) remain rangebound, while speculative capital has rotated into institutional-infrastructure altcoins over the past days.

Why Quant Is Leading the Rotation

Santiment on Tuesday flagged on X that whale wallets are piling into Quant (CRYPTO: QNT) at a record pace, with 645 transactions worth at least $100,000 hitting the network in a single day, the most ever recorded.

The reason is simple: Quant builds technology that lets banks move money and assets across different blockchain systems without switching platforms.

On Sept. 24, The Clearing House, the bank-owned network that handles trillions of dollars in daily U.S. payments, picked Quant to help power its new system for moving bank deposits on-chain.

Analyst Greg Lunt laid out the broader case on X, pointing to real banks and institutions already using Quant’s technology:

• Murex — software used by 65 of the world’s 100 largest banks now includes Quant’s tools
• Oracle — the tech giant added Quant’s technology to its own enterprise software for handling digital assets
• Central banks — the Bank for International Settlements, Bank of England, and European Central Bank have all tested Quant’s systems for moving money across borders