Ripple adds XRP payments to Stripe and Tempo’s AI standard in new developer kit

Ripple has expanded its XRP Ledger developer kit to support a payments standard created by Stripe and Tempo, giving builders another way to make AI agents pay for data, computing and other online services using crypto.

Version 1.1 of the XRPL AI Starter Kit adds support for the Machine Payments Protocol, or MPP, and the Open Wallet Standard, which lets software manage wallets across multiple blockchains through a common interface, according to a RippleX developer post.

“Our job is to make XRP and RLUSD first-class options wherever developers are building,” RippleX head of product Jazzi Cooper wrote on X. RLUSD is Ripple’s dollar-pegged stablecoin.

Ripple added support for x402, another standard for web payments, in June and MPP now, backing both rather than betting on either.

MPP gives an AI agent, software that can carry out tasks on a user’s behalf, a way to pay as it works. A service responds to a request with a price, the agent authorizes payment, and the service delivers the requested resource. Payments company Stripe and Tempo, a blockchain built for payments, co-authored the standard.

Why the release matters

An AI agent buying data or computing power needs a currency the seller accepts and software that can send it. Ripple wants XRP and RLUSD among those choices as developers build services that charge machines for each request.