Phases two and three, scheduled across 2026, cover testing of algorithms recommended by the National Institute of Standards and Technology. Ripple is partnering with research firm Project Eleven on validator benchmarks and a custody wallet prototype. The fourth phase proposes a native amendment to the ledger by 2028.
Also Read: C1 Fund Books 150% Return On Ripple Investment In Less Than Four Months
Why The Timeline Matters
Akinyele pointed to a "harvest now, decrypt later" risk, where attackers collect public-key data now and wait for quantum hardware to catch up, a concern for long-term holders.
Recent Google Quantum AI research showed that around 500,000 physical qubits could derive a private key from an exposed one in nine minutes, a roughly 20-fold cut from earlier estimates.
Unlike Ethereum, XRPL supports native key rotation, letting users swap vulnerable keys without moving funds. Over 6.9 million Bitcoin sit in wallets with exposed public keys. XRP traded near $1.43 on Monday, up roughly 7% over the week amid a broader market rebound.
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Alexey Bondarev is the Head of Content at Yellow.com, having reported on crypto for the last 10 years. He specializes in in-depth Research and Learn pieces, with a focus on analytical reporting, industry context, and the bigger forces shaping crypto, from the AI era and security technologies to fintech innovation. He believes that everything digital will imminently overcome everything analogue and is working hard to make that come true.
