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Tether Wallet Gives Users Direct Control Over USDT and Bitcoin

The app supports four assets: USDT and USAT for digital dollars, XAUT for tokenized gold, and Bitcoin.

CoinMarketCap

Publisher

Aug 14, 2026 at 3:09 AM UTC · Updated 2 months ago · 3 min read

Tether Wallet Gives Users Direct Control Over USDT and Bitcoin
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Key Signal

$185B USDT market capitalization

Entities

bitcoin, tether

Market Impact

BTC+0.83%$82,450

Last Updated

2 months ago

The app supports four assets: USDT and USAT for digital dollars, XAUT for tokenized gold, and Bitcoin.

Tether News

Tether

launched

a self-custodial application on Tuesday called tether.wallet, giving users direct access to its payments infrastructure for the first time. The release marks a shift for the company, which has until now operated primarily as a back-end layer powering liquidity and settlement across crypto markets. Tether CEO Paolo Ardoino said the product is aimed at making digital asset transfers "as easily as sending a message."

The app supports four assets:

USDT

and

USAT

for digital dollars,

XAUT

for tokenized gold, and

Bitcoin

. Tether described the selection as deliberate, calling them "the only assets that truly matter for most of the people." The wallet runs across multiple networks, including Ethereum, Polygon, Arbitrum, and Bitcoin's Lightning Network.

Bitcoin · 30-day price▼ 4.8%

Bitcoin moved from $86,593.8 to $82,461.6 over the last 30-day period, a decline of 4.8 percent.

Source: Kraken · NewsLayer Markets · Updated a few seconds ago

All transactions are signed locally on the user's device. Private keys remain fully under user control at all times. The design eliminates the role of intermediaries and means no exchange or third-party custodian holds keys on behalf of the account holder.

The app removes two friction points that have historically slowed crypto payment adoption. Firstly, users can pay transaction fees directly in the asset they are sending, removing the need to hold a separate gas token to operate on a given blockchain network. Secondly, wallet addresses are replaced with human-readable identifiers in the format "name@tether.me," simplifying the process of sending funds to another person.