Coinbase Unveils AiFi After $100M in x402 Transactions, Targeting AI Agent Payments

Key Takeaways:

• Coinbase has announced the launch of its financial infrastructure initiative, AiFi, centered on the new AI agent economy.
• It handles over $100 million in payments via its x402 payment standard and has 90% of on-chain agentic stablecoin volume on Base.
• Coinbase is growing its AI agent payments business using USDC, Coinbase Business, CDP x402 SDK and collaborations, such as AWS.

Coinbase is more confident that AI agents can do more than just craft responses; they can research, decide, purchase services, and transact funds. The exchange is consolidating them in a new feature and service called AiFi.

Coinbase Builds a Financial Layer for AI Agents

Coinbase describes the agent economy as having three main participants: people using AI agents, businesses selling services to them, and developers building the underlying tools.

AiFi is already happening.

And when agents need money, they choose Coinbase ↓ pic.twitter.com/nkWdJJXwfU

— Coinbase 🛡️ (@coinbase) August 15, 2026

The reason for users is that this allows AI agents to do research, planning, decision-making, and trading in cryptocurrencies, stocks, and derivatives and other finances. Coinbase has also launched Coinbase Advisor, an AI-powered investment advisor within its app.