Ether.fi says its upgraded crypto neobank is live across Web, iOS, and Android, adding tokenized stocks and metals trading, portfolio-backed borrowing through an integrated Aave market on Optimism, expanded currency on- and off-ramps, and new payment methods. The rollout is described in the project's announcement, which presents the app as a single place to earn, trade, borrow, and spend.

The release broadens ether.fi from a yield-focused product into a banking-style platform covering asset access, credit, funding, and payments. Tokenized markets add more activities within the app, while portfolio-backed borrowing connects existing holdings to credit through Aave. Expanded ramps and payment methods can reduce the number of separate services users need for moving funds and spending.

Availability across the listed platforms shows distribution, but it does not by itself demonstrate sustained adoption or usage of the new services.