Is Now a Good Time to Buy Crypto, or Should You Wait?

Quick Read

• Bitcoin, Ethereum, XRP, and Solana surged between 44% and 71% over three months but still trade between 34% and 60% below all-time highs, offering a steep discount from peak prices.

• U.S. Treasuries yield up to 5.17% while the Fed eyes another rate hike, giving sidelined investors a guaranteed return over crypto's uncertainty.

• A 125% trading volume surge during a 3% market drop points to forced liquidations, making it extremely difficult to pinpoint the crypto bottom.

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As Bitcoin (CRYPTO: BTC), Ethereum (CRYPTO: ETH), XRP (CRYPTO: XRP), and Solana (CRYPTO: SOL) have all surged between 44% and 71% over the past three months, many investors are wondering if now is the right time to dive into the crypto market or if it's better to hold off.

Despite these sharp gains, these coins are still trading 34% to 60% below their all-time highs, raising the crucial question: Is now a good time to buy crypto, or should you wait for a better opportunity?

The total market value of cryptocurrencies dropped about 3% to $2.88 trillion on September 28, 2026, while trading volume more than doubled. This decline came just 12 days after the Federal Reserve raised interest rates for the first time since 2023.