XRP hits $3.65 all-time high after SEC settlement, ETF inflows eyed for next surge

XRP soared to a new all-time high of $3.65 in July 2025, marking its strongest price performance in more than seven years. The digital asset surpassed its previous peak, fueled by the positive outcome of the regulatory battle between Ripple and the US Securities and Exchange Commission (SEC).

SEC settlement boosts regulatory clarity

Ripple, a San Francisco-based blockchain payments company, reached a settlement with the SEC in 2025, resolving a lawsuit filed in 2020 over alleged securities violations related to XRP sales. The agreement ended years of legal uncertainty that had cast a shadow over XRP’s status in the US, clearing the path for broader adoption.

The settlement provided significant regulatory clarity for XRP and renewed confidence among investors. Following the resolution, trading volumes spiked and market sentiment turned strongly bullish, reflected in the asset’s sharp price appreciation.

XRP broke past its seven-year all-time high, climbing to $3.65 after the settlement, and investor enthusiasm surged with expectations of continued growth as regulatory barriers diminished.

Mini dictionary: Ripple, a technology company best known for the RippleNet payment network, uses XRP as its bridge currency for fast, low-cost cross-border transactions.