Bitcoin vs. XRP: Which Is the Better Long-Term Buy?

Key Points

• Bitcoin's 49% decline shouldn’t mask the fact that the network is still operating as intended.

• XRP has potential utility in certain areas, but value creation for token holders is a big question mark.

• Investors should own the digital asset that faces the least amount of uncertainty.

At a current market capitalization of more than $1.3 trillion, Bitcoin(CRYPTO: BTC) is the world's dominant digital asset. However, it's been in a bear market. As of July 30, its price is 49% off the October 2025 record.

Launched in 2012, XRP(CRYPTO: XRP) is one of the oldest cryptocurrencies on the market. It has been under immense pressure as well. The token's price of $1.09 is down 70% from its June 2025 all-time high.

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Investors with an above-average appetite for risk are looking at these two digital assets in hopes of achieving strong returns. Between Bitcoin and XRP, which is the better long-term buy?

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