If you invested $10K each in XRP (CRYPTO:XRP), Bitcoin (CRYPTO:BTC), and Hyperliquid on January 1, you would have about $35,465 today, which amounts to an 18.22% gain.
However, only one of the coins tipped the investment into profit, as the other two cryptos have dropped 37% on average over the past seven months. So which of the three cryptos would have been the right call in January, and does it still look that way now?
What Would $10,000 Invested in Bitcoin in January Be Worth Today?
Bitcoin traded at $88,764 on January 1, already 30% below the $126,000 ATH it set in October 2025. A $10,000 investment at that price bought 0.1127 BTC, and that position is worth about $7,219 today after the Bitcoin price dropped 28% over the last seven months.
The selling that began in late 2025 carried into January, when investors pulled roughly $1.6 billion from spot Bitcoin ETFs and BTC fell 11.4%. They kept selling through February, and another 14.8% drop left the position at $7,550.
| Month-End | BTC Price | $10,000 Investment Value |
|---|---|---|
| January 1 | $88,764 | $10,000 |
| January 31 | $78,647 | $8,860 |
| February 28 | $67,017 | $7,550 |
| March 31 | $68,107 | $7,673 |
| April 30 | $76,297 | $8,595 |
| May 31 | $73,599 | $8,291 |
| June 30 | $58,566 | $6,598 |
| July 31 | $62,897 | $7,086 |
| August 12 | $64,081 | $7,219 |
Buyers came back in March and April, when they put about $3.8 billion into Bitcoin ETFs and pushed BTC above $76,000, which lifted the position back to $8,595.
However, investors pulled $2.9 billion out again in May, then another $4.05 billion in June as BTC fell 20.4% to $58,566. That was Bitcoin’s worst month of 2026 and the low point for the position at $6,598.
BTC held above $58,000 through July and gained 7.4% even though ETF money barely moved, and the funds went on to have their best week since April in the first week of August, taking in $853.54 million.
What Would $10,000 Invested in XRP in January Be Worth Today?
XRP’s price rallied over 25% in the first week of the year from an opening price of $1.88 to $2.35. That $1.88 start bought 5,318 XRP for $10,000, and the position reached $12,519 during the rally.
However, XRP lost around 16% in February as the January rally reversed hard, which is the month XRP has been weakest in for most of its history, something traders call its “February curse.”
