Sparkasse Crypto Fees: 99 Cents, Wallet Payout Capped

Buying crypto through Sparkasse costs DekaBank 0.99 euros in transaction fees per purchase and per sale, plus a spread that no document quantifies. Custody, delivery to an external wallet address and customer support are free of charge. The most important restriction appears only in the glossary of the product page, not in the price list: deliveries go exclusively to addresses of certain approved crypto-asset service providers, and your own hardware wallet is blocked as a destination.

These figures and conditions can now be sourced directly. DekaBank has published the contractual documents for "Krypto – powered by Deka", among them a document dated October 2026. Until then, pricing, selection and timetable came from the trade publication Platow, and our own assessment of the planned October launch had to flag exactly that. The number now sits in the original.

Transaction fee of 0.99 euros: what a purchase at Sparkasse costs under the price list

The "price information for crypto assets" issued by DekaBank Deutsche Girozentrale, dated September 2026, covers the crypto-asset business in three lines. The transaction fee for buying and selling is 0.99 euros. There is no minimum order size per transaction. The maximum order size per transaction is 250,000 euros.