Bybit Card: fees, limits and cashback in the EU

The Bybit Card carries no annual fee in Germany, and both the virtual card and the first physical card are free. Fees only arise when you use it: 0.9 percent when a payment is funded from a crypto balance, 0.5 percent on transactions in a foreign currency and 2 percent at cash machines once more than €100 is withdrawn in a month. For customers in the European Economic Area the card is issued by Bybit EU, the exchange's Vienna-based subsidiary, which holds an authorisation under the EU's MiCA regulation. That is what the Bybit EU fee schedule says, last updated on October 8, 2026.

Who is the card for? Mainly for anyone who already has a Bybit EU account and wants to use balances in euros, stablecoins or bitcoin in everyday life without selling manually first. If you only want to pay with crypto now and then, set the fees against those of other crypto cards; our comparison of crypto credit cards gives an up-to-date overview.

Bybit Card in Germany: a Mastercard debit card from MiCA-licensed Bybit EU

The Bybit Card is a debit card on the Mastercard network. A debit card charges every payment immediately to the linked balance; there is no credit line as with a classic credit card. Payments come out of the funding account of your Bybit EU account, either in euros or in crypto assets that are sold automatically at the moment of payment. The card is available as a virtual version for online shopping and as a physical card for tills and cash machines; both share a single spending limit.