XRP price prediction: whale wallets vs ETF outflows

XRP briefly fell below the $1 mark overnight into Friday. The low was $0.9998, according to CoinGecko, and shortly before 6 a.m. CET on Friday morning the token cost $1.004, or around €0.91. At the same time, two data series point in opposite directions: the number of wallets holding at least 10,000 XRP is growing, while the exchange-traded XRP funds in the US lost around $18 million over two trading days.

What is established: large holders have built up their positions over the past nine months, while institutional fund investors are withdrawing money at the same time. Our assessment follows further below: the growing number of large wallets supports the $1 mark, but so far it does not make up for the missing demand from the funds. Where the price could head over the coming months is covered in our XRP price prediction.

XRP price on Friday morning: overnight low at $0.9998

The decline continued overnight. XRP lost 3.8 percent in 24 hours, according to CoinGecko, with a daily high of $1.055. Over seven days the loss is 17.5 percent, over 30 days almost 27 percent. A year ago XRP still cost around two and a half times as much; the discount to November 2025 is almost 60 percent.

Market capitalisation, the price multiplied by the roughly 63.5 billion tokens in circulation, stands at about $63.7 billion. Trading volume over the past 24 hours is around $1.74 billion. XRP is now a good 72 percent below its all-time high of $3.65, reached on July 17, 2025.