1,000 XRP or 1 Ethereum: Which Is Worth More by 2028?

Standard Chartered has published 2028 price targets for both XRP and Ethereum, but the gap between holding 1,000 XRP versus a single ETH is wider than most investors assume, and closing it requires one very specific set of conditions to…

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1,000 XRP (CRYPTO:XRP) costs $1,420 today, while 1 Ethereum (CRYPTO:ETH) costs $2,490, so a single ETH is already worth about 75% more than a 1,000-XRP position. Both coins have named 2028 targets from Standard Chartered, and the bank has revised its shorter-term 2026 forecasts for both this year while leaving the 2028 numbers in place

Here is what 1,000 XRP and 1 Ethereum would be worth under a range of 2028 outcomes, and what it would actually take for the XRP position to catch up.

How Much Would 1,000 XRP and 1 Ethereum Be Worth in 2028?

Standard Chartered’s XRP prediction reaches $12.60 by the end of 2028, a target the bank left in place even after cutting its 2026 XRP forecast from $8 to $2.80 earlier this year. A bear case for XRP at $1, matching the low it touched in mid-August 2026, would value 1,000 XRP at $1,000. A base case at $2.80, the bank’s current 2026 target held flat into 2028, would value the position at $2,800. A bull case at $12.60, the bank’s own 2028 target, would value the position at $12,600.