BTCLOAN Launches Global Bitcoin Lending Marketplace

BTCLOAN has launched a global marketplace for loans backed by Bitcoin and other digital assets. The platform allows crypto holders to access liquidity without selling their coins. BTCLOAN brings together offers from institutional lenders, allowing borrowers to compare terms and choose an option.

The standard loan-to-value ratio ranges from 65% to 70%. The platform also uses a dynamic LTV system. Repayment history, on-chain activity, and the condition of collateral are used to update a borrower’s risk profile. Returning users with a positive repayment record may receive better loan terms.

BTCLOAN says its infrastructure includes verifiable custody, proof-of-reserves, and automated identity verification. The platform also sends margin notifications through WhatsApp.

Loans can be issued in USD or USDT. Users can provide $BTC, ETH, XRP, and SOL as collateral, along with several other digital assets. The platform works with partners including Tether, Galaxy, Cantor, Arch Lending, Lendary Asia, Ant alpha and Equities First.

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