Crypto Tax Bill Just Changed: What the New US Rules Could Mean for Bitcoin, Stablecoins and Staking

The crypto tax bill 2026 — H.R. 10357 — is a draft bill related to changes to how cryptocurrencies are treated in the US tax code.

What Is the New Crypto Tax Bill?

The legislation, introduced on September 14, covers daily transactions, mining and staking, lending, tax reporting, donations and anti-abuse provisions.

The Digital Asset Tax Certainty Act Explained

The Digital Asset Tax Certainty Act would amend the Internal Revenue Code rather than create a separate regime for digital assets. It would exempt small transactions from recordkeeping and reporting requirements, extend existing tax law for traditional financial assets to digital assets, and clarify the tax implications of digital asset mining and staking rewards.

The legislation would also subject digital assets to wash-sale and constructive-sale rules and create a voluntary disclosure program run by the Treasury for taxpayers wishing to come forward and correct prior crypto tax noncompliance.

Why the Crypto Tax Bill Matters Now

The crypto tax bill resulted from several months of drafting by the US Congress of cryptocurrency tax bills. In June, the House Ways and Means Committee held a legislative hearing on bills on the taxation of staking, stablecoins, reporting, lending, donations, and anti-abuse, which were later incorporated into H.R. 10357.