Mastercard Debuts AI Agent Payments With Coinbase, OKX

Mastercard unveiled Agent Pay for Machines, partnering with Coinbase, OKX, and over 30 firms to support AI-powered payments across crypto and traditional networks.

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Mastercard launched Agent Pay for Machines on June 10, an infrastructure built for payments made by autonomous AI agents. More than 30 companies have joined as early partners, including Coinbase, OKX, Stripe and Ripple.

The system is known as AP4M. It adds a new layer on top of Mastercard's global network. The layer works across cards, bank accounts, and

. It targets high-volume, low-value transactions executed at machine speed. Legacy rails handle those microtransactions poorly.

"Agent Pay for Machines will create the conditions for a superbloom of AI business models,"

Jorn Lambert, Mastercard's chief product officer. He said agents can buy and sell services at very high volumes, very small values, and extremely low latency.

Credentials Recorded on Polygon, Solana and Base

Trust sits at the center of the platform.

can prove that they are authorized to transact through credentialing, and users can set spending limits that the system enforces automatically. Mastercard's network guarantees settlement.