MiCA Consultation: Deadline Ends September 30

The European Commission is reviewing MiCA, the EU's crypto regulation, and the deadline for submissions falls on September 30, 2026 at 23:59 CEST. Anyone who wants to tell the Commission what works in Europe's crypto rules and what does not has until that evening. Brussels then evaluates what it has received, and the questions that will sit on the table for the coming years are settled.

For an investor in Germany this has two sides. The first is immediate: you can take part, free of charge and without a lawyer. The second matters more. What the consultation asks about is a preview of where the EU could tighten its rules. Staking, DeFi, lending and tokenized deposits appear in it explicitly as open points. Those are the services many German portfolios now use without any clear rule on who is liable for them.

What the European Commission's MiCA review actually is

MiCA is the Markets in Crypto-Assets Regulation, the single EU rulebook for crypto service providers, for token issuers and for stablecoins. Among other things it requires a firm to hold an authorization before it offers trading, custody or exchange services in the EU, and to be supervised by a national regulator. In Germany that regulator is BaFin.