Can XRP Reach $3 Again in 2026? The Math From $1.53

XRP surged 370% in a single month back in 2024, so another explosive rally sounds possible until you account for the billions of dollars in selling pressure sitting just above today's price.

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XRP (CRYPTO:XRP) needs a significant 96% increase from its current price of $1.53 to reach $3 by the end of 2026. This target holds weight since XRP traded as high as $3.65 in July 2025. Reaching this goal will take more than time; it will also require a close look at current market conditions, given that only about 95 days remain in the year.

Recent trends show a recovering momentum for XRP. Over the last 60 days, it’s increased by about 42%, and by 46% over the past 90 days. However, it’s still down 17% for 2026 and down 46% over the past year. To reach the $3 target, XRP must overcome both of these hurdles.

$3 Means a $189 Billion XRP, and Every Dollar Has to Come From New Buyers

For XRP to hit $3, its market value will need to grow from approximately $96.6 billion (calculated from the current price of $1.53 multiplied by 62.87 billion tokens in circulation) to around $189 billion. This means that buyers will need to add roughly $92 billion in value.