Stellar Surpasses Its 50-Week Average, While XRP Lags: Which Payments Coin Will Lead Into Q4?

Stellar just crossed a technical threshold that XRP is still struggling to reach, but a surge in ETF inflows could flip the script heading into Q4. These two payments coins are telling very different stories right now, and only one…

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them.

In late September 2026, Stellar (CRYPTO: XLM) rose above its 50-week moving average, while XRP (CRYPTO:XRP) remained stagnant just below its own average. Both cryptocurrencies were designed to enable faster, cheaper cross-border payments than traditional bank transfers, and both posted weekly gains of over 10%. However, Stellar’s recent performance versus XRP seems to hinge on a key technical indicator.

As of September 26, Stellar is trading at $0.22, up 11.2% for the week, while XRP is priced at $1.55 after a 10.4% gain, just under its 50-week average of about $1.56. While their weekly gains look similar, the two coins differ significantly in monthly performance and the investor interest they attract. So, which payment coin is better positioned as we head into the fourth quarter?

Stellar Broke Above Its 50-Week Average While XRP Stalled Near $1.56