Trade Republic Crypto: Costs, Custody and Tax

The information provided in this article is for informational purposes only and does not constitute financial advice. Investing in cryptocurrencies carries a high level of risk.

Trade Republic is Germany’s largest neobroker, and since November 14, 2025 you can not only buy around 50 cryptocurrencies there but also send them to a wallet of your own and receive them from it. That is what the company’s press release of the same day says.

What it does not say is the price. Trade Republic publishes no spread for crypto trading, and the official price overview on the website lists exactly six priced lines, not one of which concerns cryptocurrencies. In the small print the company writes it itself: the full price list is available in the app.

This article is an analysis, not a news item. It rests on three documents that Trade Republic makes public: the customer agreement in version 07.08 as of July 2026, the crypto execution policy of the same date, and the depositor information sheet. Added to that is BaFin’s company database, queried on September 5, 2026. All sources are listed in full at the end.

What actually belongs to you in Trade Republic crypto

The good news first, because it is often misrepresented: at Trade Republic you buy real crypto-assets, not a certificate and not a debt security. The customer agreement expressly assigns the trading to the European crypto regulation MiCAR, specifically to the term “crypto-asset” under Article 3(1)(5).