CLARITY Act Explained: What Does It Mean for Crypto?

September 15, 2026

WRITTEN BY

Crypto investor and blockchain researcher

The CLARITY Act is a U.S. crypto market-structure bill that would divide oversight between the SEC and CFTC. Formally H.R. 3633, it would set statutory rules for digital-asset classification, trading platforms and intermediaries. The House passed it in 2025, but it is not law. As of September 15, 2026, the Senate’s next scheduled step is a cloture vote on the motion to proceed, not a final passage vote. Read the full guide below for a clear breakdown of the CLARITY Act, its current status, its potential impact on Bitcoin and other cryptocurrencies, and what could happen next.

What Is the CLARITY Act?

The Digital Asset Market Clarity Act of 2025 aims to build a federal market-structure framework for crypto. It addresses how certain digital assets are treated, which agency oversees relevant activity, and how exchanges and intermediaries could register.

Full Name and Legislative Status

The Digital Asset Market Clarity Act of 2025 is H.R. 3633. Introduced on May 29, 2025, it passed the House 294–134 and is now before the Senate. The Senate Banking Committee advanced its version 15–9 in May 2026, and senators later released revised working text.