Trump Pushes Crypto in 401(k)s, but 77% See It as Risky
On August 26, 2026, the National Institute on Retirement Security (NIRS) publishes a study that reignites the debate within the crypto community. The survey, conducted between October 24 and November 15, 2025, was carried out by…
Cointribune
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Aug 27, 2026 at 6:05 AM UTC · 4 min de leitura
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On August 26, 2026, the National Institute on Retirement Security (NIRS) publishes a study that reignites the debate within the crypto community. The survey, conducted between October 24 and November 15, 2025, was carried out by Greenwald Research among 1,203 Americans aged 25 and over. The result? 77% of Americans see cryptocurrencies as a risky investment in company retirement plans. 46% even consider them very risky. That’s not all! The survey also indicates that 53% of respondents do not want employers to offer crypto as an investment option in 401(k) plans.
In Brief
- 77% of Americans consider crypto risky for their retirement.
- Among them, 46% consider it very risky.
- 53% reject a crypto option offered by their employer.
- Washington facilitates its access to 401(k) plans without making it mandatory.
The Debate on Crypto in 401(k)s Intensifies Further in 2026
The figures published by NIRS highlight two distinct facts:
- 46% of Americans surveyed consider the presence of crypto-assets (notably bitcoin) in a retirement savings plan “very risky”;
- 31% consider it “somewhat risky”.
In total, 77% of Americans surveyed therefore associate cryptocurrency with a risk in professional retirement savings.
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