XRP Price Prediction 3 Years: Where XRP Could Be in 2029?

XRP has already run 2.1x and then 2.7x across back-to-back three-year windows, but the next window carries a Bitcoin halving, a regulatory fork in the road, and a collateral use case that could either reshape the token or prove irrelevant…

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them.

XRP (CRYPTO:XRP) closed September 2023 at $0.51 and trades at $1.39 today, amounting to a 2.7x gain. XRP returned 2.1x in the window before that, climbing from $0.24 in September 2020 to $0.51. However, neither run saw XRP climb back to its $3.84 record high from January 2018.

The next three years bring a presidential election and another Bitcoin halving event, both already on the calendar. With XRP now 64% below its all-time high, where could the XRP price be in September 2029?

XRP Returned 2.1x, Then 2.7x, and the Next Window Is Set

Judge Analisa Torres ruled in July 2023 that XRP sold on secondary markets is not a security, and XRP closed September at $0.51 three months later. The SEC had sued Ripple in December 2020, and the case hung over the coin for most of that earlier window.

So XRP returned 2.1x with the case unresolved, then 2.7x after a court removed it. However, payment volume drove neither run, and no use that consumes XRP has appeared since. Eight years have passed since that January 2018 high, and XRP came within 19 cents of it in July 2025, touching $3.65 before closing the month at $3.02.