The Average XRP Holder of the Past Year Is Down 12% and Bitcoin's Is in Profit. Which One Rallies Next?

As of September 24, 2026, the average XRP (CRYPTO:XRP) holder over the past year is down about 12%, while the average Bitcoin (CRYPTO:BTC) holder is slightly in profit, according to analytics firm Santiment. This suggests an interesting dynamic between the…

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As of September 24, 2026, the average XRP (CRYPTO:XRP) holder over the past year is down about 12%, while the average Bitcoin (CRYPTO:BTC) holder is slightly in profit, according to analytics firm Santiment. This suggests an interesting dynamic between the two coins, as XRP and Bitcoin seem to be on opposite ends of the spectrum in terms of holder profit.

Currently, XRP is priced at $1.51 and Bitcoin at $84,388. With these figures in mind, which coin is likely to rally next?

Santiment’s MVRV Shows XRP Holders Down 12% and Bitcoin Holders Near Break-Even

Santiment’s figures come from the 365-day MVRV (Market Value to Realized Value), which gauges a coin’s current price against the average price paid by holders over the past year. A negative MVRV indicates that typical buyers are at a loss. For XRP, the MVRV sits at about -11.8%, while Bitcoin, Ethereum, and Chainlink are slightly above zero, reflecting a more favorable outlook for their holders.