XRP Price Crashes 6% in a Week: Buying Opportunity?

XRP trades at $1.3525 as of 08:25 UTC on September 11, up a token 0.27% on the session but down 6.45% over seven days. That makes it the worst performer in the top five this week, worse than Bitcoin's 4.40% decline. Market cap sits at $85.31 billion with $2.54 billion in daily volume, and the year to date loss is a painful 26.26%.

Zoom out further and the number that matters is this: $XRP is still down roughly 63% from its $3.65 cycle high set in July 2025. August gave holders their best week in a year. September has been giving it back.

Why Is the XRP Price Falling This Week?

Two reasons, one shared and one specific to XRP.

The shared reason is the Federal Reserve. Markets are pricing roughly a 60% chance of a 25 basis point rate hike on September 16, a complete flip from the hold expectations of late August. Strong August payrolls at 162,000, core PCE at record highs and rising oil prices tied to the US and Iran conflict have all pushed yields up, and August CPI lands today. High beta assets get sold first in that environment, and XRP is high beta.

The XRP specific reason is the Senate. On September 15 at 2:15 p.m. Eastern the Senate holds a cloture vote on the motion to proceed to the CLARITY Act. This is not a vote to pass the bill, it is a procedural vote to allow debate, and it needs 60 votes. Republicans hold 53 seats, which means at least seven Democrats have to cross over.