XRP ETF Inflows Beat Bitcoin, Ethereum Again: What Is Going On?

XRP (CRYPTO: XRP) spot ETFs pulled in $3.50 million over two days with zero outflows while Bitcoin (CRYPTO: BTC) and Ethereum (CRYPTO: ETH) funds bled $1.11 billion combined.

What the ETF Flows Show

Franklin Templeton’s XRPZ (NYSE:XRPZ) drove the entire Sept. 16 inflow, adding 2.71 million XRP worth $3.50 million according to SoSoValue.

Cumulative XRP ETF inflows now stand at $1.72 billion with total net assets at $1.40 billion.

The divergence is hard to ignore: institutional money kept flowing into XRP even as the CLARITY Act failed to pass a procedural vote and the Fed’s first rate hike in three years triggered a broad retreat from crypto funds.

What Polymarket Traders Are Pricing

Polymarket odds for XRP price targets in September currently sit at:

That near-tie is not a coincidence. It mirrors exactly what the chart is showing: a market that broke out hard from $1.00 in late August, ran into resistance, and is now cooling with no clear directional conviction.

Why the Ripple-Stripe Integration Matters for XRP

CoinDesk reported Thursday that Ripple updated its XRP Ledger AI Starter Kit to support the Machine Payments Protocol, a standard co-authored by Stripe and Tempo that lets AI agents pay for services automatically using XRP and RLUSD.