'Biggest Increase in History': Strategy CEO Predicts Explosive Bitcoin Banking Surge

The situation is further intensified by AI agents. Robots cannot open an account at a regular bank, so blockchain networks have become their only natural environment for settlements.

How banks are making money on this right now

The words of the Strategy head are confirmed by the latest Bitcoin Banking Adoption Index. In Q3 2026, the engagement level of the world's top 30 banks rose to 34%. The main sources of revenue are crypto custody, spot fund trading, and Bitcoin-backed loans.

The statistics show a strong geographical imbalance. American giants have pulled far ahead: the locomotive of Wall Street is the Fidelity holding, with an adoption rate of 77%. It is followed by JPMorgan Chase (47%), BNY (46%), Goldman Sachs (45%), and Morgan Stanley (45%), which are actively scaling crypto services amid a Bitcoin price above $81,600.

European and Asian conglomerates are still cautious. Britain's Barclays (30%), Germany's Deutsche Bank (27%), and Japan's MUFG (18%) are moving more slowly, limiting themselves to targeted projects.

The market is at an early stage, but the era of doubt is over. As Executive Chairman of Strategy, Michael Saylor, noted, Bitcoin has turned into "raw financial energy," which corporations transform into digital credit. The coming year will show whether European capital can close the gap or Wall Street will take the whole sector.