Coinbase has expanded its crypto lending services with fixed-rate Bitcoin-backed loans through Morpho Midnight. According to the press release, the new product lets users borrow USDC while locking in borrowing costs and repayment dates upfront. Consequently, borrowers gain a more predictable way to access liquidity without selling their Bitcoin.
Coinbase Brings Fixed-Term Bitcoin Borrowing to Users Through Morpho
Coinbase has expanded its crypto lending services with fixed-rate Bitcoin-backed loans through Morpho Midnight. According to the press release, the new product lets users borrow USDC while locking in borrowing costs and repayment dates…
CryptoRank
Publisher
Sep 22, 2026 at 10:25 PM UTC · 1 min de leitura
Key Signal
$1.4B+ Outstanding loan balances
Entities
bitcoin, coinbase
Market Impact
BTC-2.88%$83,969
Last Updated
há um dia
Traduzindo…
The service adds a fixed-term option to Coinbase’s existing variable-rate lending products. Those loans use Morpho Blue and now exceed $1.4 billion in outstanding balances. They also have roughly $3 billion in collateral, according to Coinbase.
Fixed Rates Bring More Predictability
Morpho launched Midnight on Base in July to support fixed-rate lending. The protocol uses an onchain order book where lenders and borrowers submit offers. Therefore, market supply and demand determine the available borrowing rates.
Coinbase has n…
Read The Full Article Coinbase Brings Fixed-Term Bitcoin Borrowing to Users Through Morpho On Coin Edition.
Follow the Story
- Sep 22Coinbase Brings Fixed-Term Bitcoin Borrowing to Users Through Morpho
- Sep 24A week of AI coding cut a quantum-safe bitcoin transaction estimate from $320 to $66
- Sep 24Circle Now Lets Institutions Borrow USDC Against Bitcoin, but Morpho Still Holds the Liquidation Line
- Sep 24Bitcoin Quantum-Attack Defense Cost Falls 79% to Below $67 Per Transaction
- Sep 22Coinbase Brings Fixed-Term Bitcoin Borrowing to Users Through Morpho
- Sep 24A week of AI coding cut a quantum-safe bitcoin transaction estimate from $320 to $66
- Sep 24Circle Now Lets Institutions Borrow USDC Against Bitcoin, but Morpho Still Holds the Liquidation Line
- Sep 24Bitcoin Quantum-Attack Defense Cost Falls 79% to Below $67 Per Transaction
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Originally reported by CryptoRank
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